Sermons About Unbalanced
A Spending Crisis
. In the United States we have a spending problem. We only produce XXXXXXXXXX amount of the stuff in the world but consume XXXXXXXXXXXXXXX. We buy until we run out of our own money and then when we run out beg VISA, Mastercard, or Amercian Excess to give us some of their money (which is actually our money by the way) and gladly pay them 12, 15, or even upwards of 20% interest back. The last statistic I saw showed that on average American’s have a -% savings rate; in other words on average Americans spend more than they make annually. It is totally counter-cultural to not have a credit card. The reality is that the problem in most America households is not an income problem; there is a spending crisis. How can we tell if there is a spending crisis? Look back at what Jesus said and then ask this question…where does my bank statement say the desires of my heart are?
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Saving for a Rainy Day
How many of you aspire to retire with no savings and nothing to live off of except Social Insecurity if it’s even around by then? It is ironic that in one of the most affluent countries in the world we’ve got people that retire broke all the time living off of a small S.S. check. Most companies no longer have the set-up where you work there for so long and then collect a pension after you retire. Statistics say that very few American households have even $1,000 saved in a bank account. When an emergency happens we remember the motto, “Life takes VISA”. We spend as if there is no tomorrow and while that may sound fun and be fun it’s stupid! I’ve got an expert authority on this that agrees: Proverbs 21:20- “The wise have wealth and luxury, but fools spend whatever they get.”
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